Financing a home can be a confusing process. By having all your required documentation together when you make application, you help to speed up the process. The sooner they can collect the necessary documentation for your application, the sooner you can get your loan approved and closed. We'll need the following provided in order to expedite your loan application.
 

General Information
• Names and addresses of your mortgage holder and/or landlord for the last two years.
• A copy of the executed sales contract, if purchasing a home.
• Copy of divorce decree if applicable.
• If you will be applying for a VA (Veterans Administration) loan, please provide a copy of your DD214 and your VA Certificate of Eligibility.
• A check for the credit report

Employment Information
• Names and addresses of all your employers for the last two years.
• Copies of your last two 30 day pay stubs.
• Copies of your W2's / 1099's for the past two years. If you are self-employed or received bonus income, please provide your complete tax returns for the past two years (corporate and partnership returns will also be required where applicable).

Assets/Liabilities
• Copies of your last two months bank statements on all depository accounts. Copies of stock accounts, mutual funds, 401K, etc. will also be required.
• A complete list of debts including account numbers, monthly payments and balance.
• If you have filed bankruptcy within the last seven years, provide a copy of the bankruptcy papers

Wallick & Volk
Colin Cossio
(Loan Officer)
Cell: 619-599-5839
Work: 760-336-3911
Fax: 760-336-3890
colin.cossio@wvmb.com

Bank of America Home Loans
Gibran Suffy
(Retail Sales Manager)
Cell: 619-559-1000
Fax: 619-923-5400
gibran.suffy@bankofamerica.com

Guild Mortgage
Ralph Ponce III
(Sales Branch Manager)
Cell: 760-791-3466
Work: 760-302-7415
Fax: 760-337-1227
rponce@guildmortgage.net

 
Wells Fargo Home Loans
Quentin West
(Loan Officer)
Work: 760-482-0080
Quentin.West@wellsfargo.com

Prime Lending
Oscar Garcia
(Loan Officer)
Cell: 760-234-3564
Work: 760-337-1253
Fax: 877-215-3215
ogarcia@primelending.com